Move in Ready & Under Construction

FINANCING FOR ANY OF OUR HOMES

Disclosure:

*Figures are for illustration only and are not a loan estimate or commitment to lend. Rates, APR and the index are as of 10/20/2026 and subject to change based on market conditions and the borrower’s credit profile. Assumes a $650,000 purchase price, 5% down ($617,500 loan), a 740 credit score, an owner-occupied single-family home, a 30-year term and no discount points. Mortgage insurance is required with less than 20% down.

Special financing is available on select homes for a limited time and may change or end without notice. Buyer must finance through First Colony Mortgage Corporation (NMLS ID 3112) to qualify. The advertised 5.99% rate is the initial interest rate on a 30-year conventional 7/6 adjustable-rate mortgage (ARM) with an annual percentage rate (APR) of 6.49%.

This loan is an Adjustable Rate Mortgage. The interest rate and principal and interest payments are subject to increase after consummation. The interest rate is fixed for the first seven years. Beginning with the 85th month the rate and payment will adjust, and will adjust every six months thereafter, based on the sum of the 30-Day Average SOFR index (3.866% as of 10/15/2026) plus a margin of 2.750%. The rate may increase by up to 5% at the first adjustment and up to 1% at each adjustment thereafter, subject to a lifetime maximum interest rate of 10.99% and a minimum of 2.75%. Based on the purchase price and loan amount, this loan would have 84 monthly principal and interest payments of $3,698.26 based on the initial rate of 5.990%, followed by 276 monthly principal and interest payments of $3,908.14 based on the fully indexed rate of 6.616%. Payments shown do not include taxes, homeowners insurance, mortgage insurance or HOA dues; actual payments will be higher.

First Colony Mortgage Corporation (NMLS #3112) is an Equal Housing Opportunity lender. First Colony Mortgage Corporation is not affiliated with any third parties that may be referenced or disclosed in this advertisement. To review our privacy policies or verify company and individual licensing, please visit State Licenses – First Colony Mortgage.